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TERMS AND CONDITIONS 

Introduction
These terms and conditions ("Agreement") regulate the utilization of the online investment platform operated by BML at www.bml-1.com. By accessing or using the Platform, you ("Investor") consent to be bound by this Agreement.

Eligibility
Investors must be at least 21 years of age and possess the legal capacity to enter into this Agreement. Investors must adhere to all relevant laws and regulations concerning investment activities.

Investment Plans
A: Minimum Investment: ¢5000 Monthly Return: 20%
Investment Plans A: Minimum Investment: ¢5000 Returns: 20% Investment Term: Monthly
Investment Plan: B. 3 Month Plan Minimum Investment: ¢5,000 Returns: 80% Investment Term: 3 month

Investment Process
Account Registration: Investors are required to create an account on the Platform by supplying accurate personal information and consenting to the Platform’s privacy policy.
Funding: Investors can deposit funds into their accounts through approved payment methods.
Selection of Plans: Investors can choose and allocate funds to their desired investment plan.

Returns and Withdrawals
Returns: Gains from investments will be added to the Investor's account on a monthly and 3-month basis. Withdrawals: Investors under the monthly plan are permitted to request returns on a monthly basis without the principal amount. The principal will be automatically paid together with the returns on the third month. Investors under the 3-month compounding plan are unable to withdraw their capital until the maturity date. Early withdrawal requests are not permissible based on our withdrawal policies.

7. Risk
Foreign exchange trading offers significant profit potential but also involves substantial risks that require careful understanding and management. Here is a comprehensive examination of the risks associated with forex investment:

1. Market Risk:
   - Description: The main risk in forex trading arises from currency price fluctuations, influenced by economic indicators, geopolitical events, and market sentiment.
   - Example: Favorable U.S. economic data may strengthen the USD against other currencies.

2. Leverage Risk:
   - Description: Forex trading often entails leveraging, which amplifies both profits and losses.
   - Example: A trader using 100:1 leverage could lose their entire investment with just a 1% adverse move in the currency pair.

3. Interest Rate Risk:
   - Description: Changes in interest rates can significantly impact currency values, as central banks adjust rates to control inflation and stabilize the economy.
   - Example: Increased interest rates by the European Central Bank could lead to the appreciation of the euro against other currencies.

4. Liquidity Risk:
   - Description: The liquidity of the forex market can fluctuate, particularly for certain currency pairs or during off-peak hours.
   - Example: Exotic currency pairs may experience reduced liquidity, resulting in wider spreads and slippage.

5. Credit Risk:
   - Description: This risk relates to the potential default of a counterparty in a forex transaction, typically borne by the broker in retail forex trading.
   - Example: Insolvency of a forex broker may prevent traders from withdrawing their funds.

6. Country Risk:
   - Description: Political instability, economic performance, and government policies can impact a country's currency value, leading to significant movements in currency prices.
   - Example: Political unrest can trigger a rapid depreciation of a country's currency.

7. Exchange Rate Risk:
   - Description: Exchange rate risk, or currency risk, is the risk that fluctuating exchange rates will adversely affect investment values.
   - Example: A U.S. investor holding European stocks may experience a reduction in investment value if the euro weakens against the dollar.

8. Regulatory Risk:
   - Description: Regulatory changes can impact forex trading, with varying regulations across countries affecting leverage limits, market access, and trading conditions.
   - Example: New regulations might restrict leverage available to retail traders, impacting potential profits and risks.

9. Operational Risk:
   - Description: Arising from potential internal failures, operational risk covers system failures, fraud, and administrative errors.
   - Example: A technical malfunction in a broker's trading platform could impede trade execution at critical times.

10. Event Risk:
   - Description: Unanticipated events such as natural disasters, terrorist attacks, or major political events can cause volatility in the forex market.
   - Example: Unexpected election outcomes can trigger unpredictable currency price movements.

Managing Forex Investment Risk:

1. Risk Management Strategies:
   - Use of Stop-Loss Orders: Implement stop-loss orders to cap potential losses by automatically closing positions at predetermined levels.
   - Diversification: Spread investments across multiple currency pairs to mitigate risk.
   - Limit Leverage: Exercise caution in employing leverage and comprehend its impact on potential gains and losses.

2. Research and Analysis:
   - Technical Analysis: Study charts and utilize technical indicators.
Disclosure Investment Risk: Investments are subject to market risks, and the value of investments may fluctuate. Past performance is not indicative of future results. Guarantee: The Company does not guarantee any returns on investments and is not liable for any loss of principal or profit, which means any loss of principal or profit will not be paid by the company. The risk rate is 80% profit and 20% loss.
Dispute
 Resolution Governing Law: This Agreement shall be governed by the laws of the country's jurisdiction.
Dispute Resolution: Any disputes arising from this Agreement shall be resolved through binding arbitration in any Judicial service.
Amendments 
The Company reserves the right to amend this Agreement at any time. Investors will be notified of any changes via email or through the Platform. Continued use of the Platform constitutes acceptance of the amended terms
Termination 
Termination by Investor: Investors may terminate their account by providing written notice or informing the company through customer service or email before the mature date.
Termination by Company: The Company may terminate this Agreement and the Investor’s account for breach of terms or at its discretion with prior notice.
Investors can withdraw from investment anytime when his or her mature date is up
Miscellaneous Entire Agreement:
 This Agreement constitutes the entire agreement between the parties regarding the subject matter herein. Severability: If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect
Contact Information 
Company Name: BML Address: Cape Coast, Anthem.
Email: benlymallandlogistics@yahoo.com
Phone:+233598934838
Acceptance
By clicking "I Agree" and using the Platform, you acknowledge that you have read, understood, and agree to be bound by this Agreement.
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